If you’re buying or selling a home, check out a program called Homes for Heroes, which offers discounts on real estate agent commissions, home inspections, and lender and closing fees. The program, which started in Minnesota after Sept. 11, 2001, is available to military personnel, firefighters, public safety officers, teachers and health care workers. Some 600 companies — agents and lenders — are affiliated with the program across 44 states, said Sandy Carlson, a director of ...